With a Scottish Provident Self Assurance menu plan, your clients can mix and match their cover to suit their needs and budget. And when your clients take more than one benefit on the same plan, they will pay only a single policy fee.
This example shows a saving of more than £6 a month
Sarah is a secretary who is looking for a multi-benefit protection plan for a 20-year term. She would like to take life cover of £150k level lump sum, critical illness cover of £150k level lump sum and income protection of £18k a year.
If Sarah were to take all three benefits individually her premium would be £118.43. Instead if she took all three benefits on the one plan the monthly premium would be £112.34, saving £6.09 a month*
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For more examples of how much your client could save with multi-benefit protection download our sales aid or visit our microsite. Alternatively speak to your sales consultant or call Salesline on 0845 300 0005 (option 2).
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*Based on female, non-smoker, 40 next birthday, occupation secretary, 20-year term with waiver of premium included. Life cover £150k – level lump sum. Critical illness cover - £150k level lump sum, own occupation TPD. Income protection - £18k p.a.., 26 wk deferred period. Waiver – 26 weeks. If all three benefits were taken individually monthly premium would be £118.43. if all three benefits were take on the one plan, monthly premium would be £112.34, saving £6.09. Please remember the actual premium depends on individual circumstances. These quotations are illustrative only and are based on the details given above with premiums correct as at 12 April, 2010.
Scottish Provident is a division of the Royal London Group which consists of The Royal London Mutual Insurance Society Ltd and its subsidiaries. The Royal London Mutual Insurance Society Ltd is authorised and regulated by the Financial Services Authority No. 117672 and is registered in England and Wales No. 99064. The registered office is 55 Gracechurch Street, London, United Kingdom EC3V 0RL.